How to approach money and partner management in a constructive way and grow together?
Last update: June 18, 2022
The combination of money and partners goes beyond the economic aspect; it involves power, listening, desires, negotiation skills, and more.
It is no coincidence that money in a relationship is associated with conflicts, as it usually reveals aspects of significant importance, such as communication difficulties or lack of trust. How to face everything constructively and grow together?
Different perspectives
Members of a couple come from different families and have had different experiences. It is logical that many times they do not think the same way about the management of finances; each brings with them their own ideas, desires and even problems.
Many people feel unworthy of being rewarded for their work, making it difficult for them to earn, keep and / or spend money in a convenient way. This logically affects the couple's finances.
It becomes necessary to understand how the partner feels about the situation and analyzing the situation without guilt to find a way to change.
In some cases, the intervention of a psychology expert is essential to help resolve a condition that bothers us and is difficult to manage.
As always and the first step, writing thoughts offers the opportunity to reflect, so it is better to write down what has been agreed to improve communication and understand how everyone feels about this aspect.
Some money management can work for one member of the couple and not for the other. Having a joint account is ideal if you share spending and saving criteria. However, it can be detrimental to one if he earns less and it has been agreed to contribute equally to the economy of tiles.
The same is true if opinions differ. In these cases, the wisest move is to separate the accounts and contribute together for fixed expenses only.
Money and partners: aspects to consider
- When you start a relationship, money ceases to be an individual matter and becomes a matter of both. Hence the impossibility of dealing with it individually.
- Honesty also comes into play in money management; therefore, it is necessary to avoid hiding expenses or spending without consulting the other.
- Agree a moment to discuss the topic, in order to reduce the unexpected elements that stress and wear out.
- Maintain a calm tone of voice and body language when addressing the topic.
- Clearly establish the monthly budget to spend. Many couples spend above or below their means, because their idea of ​​the money they need to live is not as realistic as they think.
- There are several formulas to be adopted together. The cheapest is the one that satisfies both equally.
Conclusions
Changes that involve an increase or decrease in wealth often shake the money and partner binomial, until a new order is reached.
Money as an inanimate object is only the channel through which conflicts are expressed. Money and love don't have to go in opposite directions. The couple's economy must be designed on the basis of respect and common growth.
